Disclaimer
This website is a free, independent public-interest tool. It is not a government service, bank, police force, or official fraud authority, and it is not affiliated with Stop Scams UK, Action Fraud, Report Fraud, the National Crime Agency, HMRC, or any financial institution.
Not legal or financial advice
Nothing on this site constitutes legal, financial, or professional advice. The triage questions and suggested next steps are general information only. Your situation may differ. If you need advice, contact your bank, a solicitor, or an official reporting service.
Official services
Where this site points you to telephone numbers, websites, or reporting channels (for example 159, 7726, Report Fraud, or Police Scotland), those services belong to their respective operators. We do not control them and cannot guarantee response times, outcomes, or reimbursement.
No guarantee of outcome
- Following the guidance here does not guarantee recovery of money, prevention of further loss, or any particular result from a bank or police report.
- Scam patterns change. Information may become out of date.
- If you are in immediate physical danger, dial 999.
Privacy
This tool runs in your browser. Answers you select and optional notes you type for a statement stay on your device unless you choose to copy and send them yourself. We do not operate accounts, logins, or a backend that stores your personal details for this tool.
Limitation of liability
To the fullest extent permitted by law, the operators of this site accept no liability for any loss, damage, or inconvenience arising from use of (or inability to use) this tool, including reliance on any checklist, statement template, or link provided here.
Accuracy
We aim to keep guidance aligned with commonly published UK public advice, but we make no warranty that content is complete, current, or error-free. Always verify critical actions with your bank or the official service concerned.